Universal Credit is a monthly payment to help with your living costs. You may be able to get it if you’re on a low income or out of work.

You cannot usually get Universal Credit if you’re studying full-time. Although, there are some exceptions, and you could be eligible if any of the following apply:

  • you’re aged 21 or under, in full-time non-advanced education and do not have parental support
  • you’re responsible for a child
  • you live with your partner and they’re eligible for Universal Credit
  • you’ve reached the qualifying age for Pension Credit and live with a partner who is under that age
  • you’re disabled and have limited capability for work and are getting:
    • Personal Independence Payment
    • Disability Living Allowance
    • Attendance Allowance
    • Armed Forces Independence Payment

Please see the government information on Universal Credit for more details.